Personal Insurance Designed Around You
Protect What Matters Most
Home, Auto, Life & More
At Hawkguard Insurance Services, we understand that personal insurance isn’t just about policies; it’s about people, families, and peace of mind. That’s why we take a consultative approach, working one-on-one with you to understand your risks, goals, and lifestyle before recommending any coverage. Whether you’re protecting your home, car, health, or legacy, we help you build a strong financial foundation for whatever life may bring.
As an independent agency, we aren’t tied to a single insurance provider. Instead, we compare plans from multiple leading carriers to offer you the best combination of protection, price, and service. From first-time drivers to seasoned homeowners, from young families to retirees navigating Medicare, we’re here to guard your life like a hawk.
Drive with peace of mind
Auto Insurance
Auto insurance protects you and your vehicle from financial loss after an accident or theft. It also covers liability in case you’re responsible for injuries or damage to others. With multiple carriers to choose from, we match your coverage needs with your driving habits and budget.
Whether you’re commuting daily or driving occasionally, we’ll help you feel secure behind the wheel. Let us simplify your protection so you can focus on the road ahead.
Protect your home
Home Insurance
Home insurance covers your property, personal belongings, and liability in case of unexpected events. From fire and storms to theft and vandalism, we make sure you’re prepared. We tailor your policy based on your home’s location, structure, and value.
Even if your mortgage company requires insurance, we’ll make sure it meets your standards, not just theirs. Rest easy knowing your most valuable asset is covered.
Protect your home
Home Insurance
Even if your mortgage company requires insurance, we’ll make sure it meets your standards, not just theirs. Rest easy knowing your most valuable asset is covered.
Secure your family’s future
Life Insurance
Life insurance provides peace of mind and financial stability for those you leave behind. Whether you’re looking for term or permanent coverage, we help you find the right fit. Life insurance can help cover funeral costs, replace lost income, and pay off debt.
It can also serve as a tool for long-term savings or business planning. We take the time to understand your goals and protect what matters most.
Navigate Medicare with ease
Medicare
Medicare can be confusing, but we simplify it for you. We compare Medicare Advantage, Supplement, and Prescription Drug plans based on your unique health needs. Our licensed agents explain your options in clear terms, without pressure.
Whether you’re aging in or need to adjust coverage, we’re here to help. You’ll never have to figure it out on your own.
Navigate Medicare with ease
Medicare
Medicare can be confusing, but we simplify it for you. We compare Medicare Advantage, Supplement, and Prescription Drug plans based on your unique health needs. Our licensed agents explain your options in clear terms, without pressure.
Whether you’re aging in or need to adjust coverage, we’re here to help. You’ll never have to figure it out on your own.
Protect your belongings
Renters Insurance
Renters insurance protects your personal property in a rented space. It also provides liability coverage if someone is injured in your home or you accidentally damage someone else’s property. Many landlords require it, but it’s also smart protection for your lifestyle.
Whether you’re renting an apartment, house, or condo, we help you find affordable coverage that fits. Make sure you’re protected, even when you don’t own the home.
Stay safe on the water
Boat Insurance
Boat insurance covers your watercraft, passengers, and gear from damage, accidents, or theft. It also offers liability protection in case of injuries or property damage caused by your vessel. Whether you boat for fun, fishing, or travel, we find the right coverage for your needs.
We’ll help you meet marina or state insurance requirements, too. Enjoy every trip on the water with confidence.
Stay safe on the water
Boat Insurance
Boat insurance covers your watercraft, passengers, and gear from damage, accidents, or theft. It also offers liability protection in case of injuries or property damage caused by your vessel. Whether you boat for fun, fishing, or travel, we find the right coverage for your needs.
We’ll help you meet marina or state insurance requirements, too. Enjoy every trip on the water with confidence.
Ride smart
Motorcycle Insurance
Motorcycle insurance protects you and your bike from accidents, theft, and injuries. It also covers liability if you cause damage or harm while riding. We offer specialized coverage options for accessories, gear, and custom parts.
Whether you’re riding for fun or commuting, you need protection that rides with you. Let us help you stay legal, safe, and covered.
Coverage for condo owners
Condo Insurance
Condo insurance fills the coverage gaps your HOA policy may not. While the association covers the building’s exterior, your policy protects your unit’s interior, personal belongings, and liability.
We help you choose a policy that complements your HOA’s master policy. This way, you’re not overpaying or underprotected. Make sure your condo is covered from the inside out.
Coverage for condo owners
Condo Insurance
Condo insurance fills the coverage gaps your HOA policy may not. While the association covers the building’s exterior, your policy protects your unit’s interior, personal belongings, and liability.
We help you choose a policy that complements your HOA’s master policy. This way, you’re not overpaying or underprotected. Make sure your condo is covered from the inside out.
Coverage for your adventures
RV Insurance
RV insurance covers your vehicle whether it’s parked at a campsite or cruising cross-country. It includes liability, comprehensive, collision, and personal effects coverage. We tailor policies to your RV class, use, and travel habits.
Whether it’s full-time living or weekend adventures, we make sure you’re protected. Explore freely with a policy built for the road ahead.
Protect your rental property
Landlord Insurance
Landlord insurance covers the property you rent out, including the structure and potential income loss. It also provides liability coverage if a tenant or guest is injured on the premises. Unlike homeowners insurance, it’s designed specifically for rental risks.
We offer options for single units, multi-family properties, and short-term rentals. Keep your investment profitable and protected.
Protect your rental property
Landlord Insurance
Landlord insurance covers the property you rent out, including the structure and potential income loss. It also provides liability coverage if a tenant or guest is injured on the premises. Unlike homeowners insurance, it’s designed specifically for rental risks.
We offer options for single units, multi-family properties, and short-term rentals. Keep your investment profitable and protected.
Be ready for rising water
Flood Insurance
Flood damage is not covered by most home insurance policies. We offer flood insurance through FEMA and private carriers, depending on your location and risk. Coverage includes your building structure, foundation, and personal property.
Even areas outside flood zones can experience flooding. Protect your home from costly water damage today.
Extra liability protection
Umbrella Insurance
Umbrella insurance gives you extra liability protection beyond your home, auto, or renters policies. It kicks in when other coverage limits are reached. This is ideal for high-net-worth individuals or anyone at risk of large lawsuits.
Whether you own property, have teenage drivers, or host guests often, this extra layer of security can save your finances. Be ready for the unexpected.
Extra liability protection
Umbrella Insurance
Umbrella insurance gives you extra liability protection beyond your home, auto, or renters policies. It kicks in when other coverage limits are reached. This is ideal for high-net-worth individuals or anyone at risk of large lawsuits.
Whether you own property, have teenage drivers, or host guests often, this extra layer of security can save your finances. Be ready for the unexpected.
Stay protected from the unexpected
Earthquake Insurance
Standard home insurance doesn’t cover earthquake damage. Earthquake insurance helps you repair or rebuild after a seismic event. Coverage includes structural damage, personal property loss, and temporary living expenses.
We assess your risk and recommend the right plan for your area. Be prepared for when the ground shakes.
Guarantee your obligations
Bond Insurance
Bond insurance guarantees performance, compliance, or payment in a wide range of industries. It’s often required for contractors, legal matters, or business licensing. We offer license bonds, contractor bonds, court bonds, and more.
Our team will help you stay compliant and build trust with your clients or the courts. Protect your reputation and meet your obligations.
Guarantee your obligations
Bond Insurance
Bond insurance guarantees performance, compliance, or payment in a wide range of industries. It’s often required for contractors, legal matters, or business licensing. We offer license bonds, contractor bonds, court bonds, and more.
Our team will help you stay compliant and build trust with your clients or the courts. Protect your reputation and meet your obligations.
Protect your valuables
Personal Article Floaters Insurance
Personal article floaters provide additional coverage for high-value items. These include jewelry, fine art, instruments, and other collectibles that may exceed standard policy limits. A floater ensures full protection, even if the item is lost, stolen, or damaged.
We help you evaluate value and insure each item individually. Don’t leave your most treasured items underinsured.
Coverage during construction
Builders Risk Insurance
Builders risk insurance protects structures while they are being built or renovated. It covers materials, equipment, and labor against theft, vandalism, and certain weather-related losses. This coverage is essential for contractors, developers, and property owners.
Whether you’re building a new home or a commercial space, don’t let risks derail your timeline or budget. Protect your investment from day one.
Coverage during construction
Builders Risk Insurance
Builders risk insurance protects structures while they are being built or renovated. It covers materials, equipment, and labor against theft, vandalism, and certain weather-related losses. This coverage is essential for contractors, developers, and property owners.
Whether you’re building a new home or a commercial space, don’t let risks derail your timeline or budget. Protect your investment from day one.
Insure your jet ski
Personal Watercraft Insurance
Personal watercraft insurance covers damage, theft, and liability while operating jet skis and similar craft. It also protects you if someone gets injured while riding or operating your watercraft.
Whether you’re using it on weekends or daily, we offer flexible and affordable coverage. Many marinas require insurance, so don’t go without it. Enjoy your time on the water with peace of mind.
Protect your rental income
Short-Term Rental Insurance
Short-term rental insurance covers vacation properties used on platforms like Airbnb or VRBO. It protects against guest-caused damage, theft, and liability incidents. Traditional homeowners insurance often excludes these risks.
We help you bridge the gap with coverage designed for rentals. Keep your guests and property protected.
Protect your rental income
Short-Term Rental Insurance
Short term rental insurance covers vacation properties used on platforms like Airbnb or VRBO. It protects against guest-caused damage, theft, and liability incidents. Traditional homeowners insurance often excludes these risks.
We help you bridge the gap with coverage designed for rentals. Keep your guests and property protected.