Comprehensive Commercial Insurance Solutions
Protecting Your Business with
Experience, Strategy & Care
At Hawkguard Insurance Services, we understand that no two businesses are exactly alike. That’s why we take a consultative approach to commercial insurance, evaluating your unique risks, industry challenges, and growth goals to design the coverage that fits your operation. With access to top-rated insurance carriers and over 16 years of industry experience, we offer flexible solutions that scale with your business.
Whether you’re running a fleet of vehicles, managing rental properties, or employing a growing team, we’re here to protect your assets and help you operate with peace of mind. Our team is committed to long-term relationships, fast support, and real-world advice that puts your success first.
Foundational protection for your business
General Liability & Business Owners Package Insurance
General liability insurance protects your business against claims of bodily injury, property damage, and personal injury. It’s essential coverage for virtually every business, regardless of industry. A Business Owners Package (BOP) combines general liability with property insurance and often includes business interruption coverage.
This bundled approach simplifies your insurance needs while saving you money. It’s a smart, comprehensive solution to protect what you’ve built.
Keep your business vehicles covered
Commercial Auto Insurance
Commercial auto insurance covers vehicles used for business purposes, including cars, trucks, and service vans. It protects against accidents, theft, property damage, and liability claims. If you or your employees drive for work, even occasionally, a personal auto policy won’t offer enough protection.
We’ll help you customize coverage to match your operations, from a single car to an entire fleet. Stay compliant, protected, and on the move.
Keep your business vehicles covered
Commercial Auto Insurance
Commercial auto insurance covers vehicles used for business purposes, including cars, trucks, and service vans. It protects against accidents, theft, property damage, and liability claims. If you or your employees drive for work, even occasionally, a personal auto policy won’t offer enough protection.
We’ll help you customize coverage to match your operations, from a single car to an entire fleet. Stay compliant, protected, and on the move.
Protect your employees & your business
Workers Compensation Insurance
Workers compensation insurance provides wage replacement and medical benefits to employees injured on the job. It’s required by law in most states and helps shield your business from costly lawsuits. Coverage also promotes employee trust and safety in the workplace.
Whether you have one employee or one hundred, we ensure you’re covered correctly. Stay protected, stay compliant, and care for your team.
Extra protection for large claims
Commercial Umbrella Insurance
Commercial umbrella insurance provides an extra layer of liability coverage that goes beyond the limits of your other policies. It’s designed to protect your business from catastrophic claims or lawsuits. This coverage kicks in when your general liability, auto, or employer’s liability limits are exhausted.
It’s especially important for businesses facing higher risks or with valuable assets. One claim shouldn’t threaten everything you’ve worked for.
Extra protection for large claims
Commercial Umbrella Insurance
Commercial umbrella insurance provides an extra layer of liability coverage that goes beyond the limits of your other policies. It’s designed to protect your business from catastrophic claims or lawsuits. This coverage kicks in when your general liability, auto, or employer’s liability limits are exhausted.
It’s especially important for businesses facing higher risks or with valuable assets. One claim shouldn’t threaten everything you’ve worked for.
Coverage for rental property owners
Habitational Insurance
Habitational insurance is designed for owners of apartments, rental homes, condos, and multi-family properties. It covers the building structure, common areas, liability, loss of rental income, and more. Tenants bring unique risks, this policy is tailored to protect you from them.
Whether you manage a duplex or a large apartment complex, we provide the right level of protection. Secure your rental investments with confidence.
Guard your business from employee lawsuits
EPLI (Employment Practices Liability Insurance)
EPLI protects your business from lawsuits related to employment practices such as wrongful termination, harassment, and discrimination. Even a single allegation can result in high legal fees and reputational damage. This coverage is increasingly important in today’s workplace environment.
We help you put the right protections in place before a claim ever happens. Stay covered while you focus on running your business.
Guard your business from employee lawsuits
EPLI (Employment Practices Liability Insurance)
EPLI protects your business from lawsuits related to employment practices such as wrongful termination, harassment, and discrimination. Even a single allegation can result in high legal fees and reputational damage. This coverage is increasingly important in today’s workplace environment.
We help you put the right protections in place before a claim ever happens. Stay covered while you focus on running your business.
Protect your expertise
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions (E&O) insurance, protects service providers from claims of negligence or mistakes. It’s critical for consultants, advisors, healthcare providers, and many others. Even small errors or miscommunications can lead to big lawsuits.
We tailor policies to your specific profession and risk level. Defend your work, reputation, and financial future.
Shield your business from digital threats
Cyber Liability Insurance
Cyber liability insurance helps cover losses caused by data breaches, cyberattacks, and ransomware events. It includes costs related to notification, legal defense, recovery, and public relations.
Whether you’re storing customer data or operating an online store, no business is too small to be targeted. We help you build a plan to minimize risks and recover fast if the worst happens. Don’t let a cyberattack take down your business.
Shield your business from digital threats
Cyber Liability Insurance
Cyber liability insurance helps cover losses caused by data breaches, cyberattacks, and ransomware events. It includes costs related to notification, legal defense, recovery, and public relations.
Whether you’re storing customer data or operating an online store, no business is too small to be targeted. We help you build a plan to minimize risks and recover fast if the worst happens. Don’t let a cyberattack take down your business.
Our Trusted Partners
Carriers We Work With
