Navigate Medicare with Confidence
Your Medicare Made Simple.
Your Needs Made Priority.
Medicare can feel overwhelming, but it doesn’t have to be. At Hawkguard Insurance Services, we specialize in guiding individuals through every step of the Medicare process, making it clear, personal, and stress-free.
Whether you’re approaching age 65, newly eligible, or helping a loved one navigate their options, our licensed team is here to educate you on the parts of Medicare, explore the differences between Original Medicare, Medicare Advantage, and Medicare Supplement plans, and help you choose a solution that fits both your health needs and your budget.
Start your Medicare journey with confidence
Getting Started
Navigating Medicare for the first time can feel overwhelming, but we’re here to make it simple. Our team will walk you through the basics, outline your options, and help you determine the coverage that fits your healthcare needs and budget.
Whether you’re turning 65 or qualifying through disability, understanding your eligibility and next steps is key. We’ll guide you through what Medicare does and doesn’t cover, so you can make informed decisions. With Hawkguard, you’re never alone in the process.
Enrollment Periods
Medicare has specific enrollment windows that are critical to understand. Missing one can lead to delays in coverage or lifetime penalties. We’ll help you understand the Initial Enrollment Period (IEP), General Enrollment Period (GEP), Special Enrollment Periods (SEP), and Annual Election Period (AEP).
Our experts ensure you enroll at the right time based on your unique situation, whether you’re retiring, moving, or changing plans. We’re here to help you stay compliant and covered.
Enrollment Periods
Medicare has specific enrollment windows that are critical to understand. Missing one can lead to delays in coverage or lifetime penalties. We’ll help you understand the Initial Enrollment Period (IEP), General Enrollment Period (GEP), Special Enrollment Periods (SEP), and Annual Election Period (AEP).
Our experts ensure you enroll at the right time based on your unique situation, whether you’re retiring, moving, or changing plans. We’re here to help you stay compliant and covered.
Understand Medicare Parts A, B, C & D
Defining the ABC’s
Medicare can be broken down into four parts: A, B, C, and D—but knowing what each covers is essential. Part A handles hospital stays, Part B covers doctor visits and outpatient care, Part C (Advantage Plans) combines A and B with extras, and Part D covers prescriptions. Each part serves a specific purpose and may come with different costs and limitations.
We take the confusion out of the equation by clearly explaining each part and how they work together. Our goal is to help you build a Medicare plan that fits your life and health needs.
All-in-one Medicare coverage with added benefits
Advantage Plans
Medicare Advantage Plans (Part C) are offered by private insurance companies approved by Medicare. These plans bundle hospital and medical coverage and often include additional perks like dental, vision, hearing, and prescription drug coverage. Many Advantage Plans come with low or zero-dollar premiums, but may have network restrictions.
We’ll help you compare available plans in your area to see if this all-in-one option is right for you. Our goal is to match your needs with the best benefits possible.
All-in-one Medicare coverage with added benefits
Advantage Plans
Medicare Advantage Plans (Part C) are offered by private insurance companies approved by Medicare. These plans bundle hospital and medical coverage and often include additional perks like dental, vision, hearing, and prescription drug coverage. Many Advantage Plans come with low or zero-dollar premiums, but may have network restrictions.
We’ll help you compare available plans in your area to see if this all-in-one option is right for you. Our goal is to match your needs with the best benefits possible.
Fill the gaps in Original Medicare coverage
Supplement Plans
Medicare Supplement Plans (Medigap) help cover out-of-pocket costs like copayments, deductibles, and coinsurance. These plans work alongside Original Medicare (Parts A and B) to give you more predictable healthcare expenses. With multiple standardized plan options available, we’ll help you understand the differences and choose one that aligns with your medical and financial goals.
Medigap can offer peace of mind and flexibility, especially if you travel frequently. Our licensed agents are here to break it all down for you.
Prescription drug coverage tailored to you
Medicare Part D
Medicare Part D helps cover the cost of prescription medications, often reducing your out-of-pocket expenses. These standalone plans work with Original Medicare or some Medicare Advantage Plans. Since drug formularies and pharmacy networks vary, choosing the right Part D plan can save you hundreds per year.
We compare plans based on your medications and preferred pharmacies to ensure you get the most value. Let us help you avoid costly coverage gaps.
Prescription drug coverage tailored to you
Medicare Part D
Medicare Part D helps cover the cost of prescription medications, often reducing your out-of-pocket expenses. These standalone plans work with Original Medicare or some Medicare Advantage Plans. Since drug formularies and pharmacy networks vary, choosing the right Part D plan can save you hundreds per year.
We compare plans based on your medications and preferred pharmacies to ensure you get the most value. Let us help you avoid costly coverage gaps.
Customized Medicare for specific health or financial needs
Special Needs Plans
Special Needs Plans (SNPs) are Medicare Advantage plans designed for individuals with certain chronic conditions, dual eligibility (Medicare and Medicaid), or those in institutional care. These plans offer tailored provider networks, drug coverage, and coordinated care benefits.
If you qualify, an SNP may provide better health outcomes and lower costs. We’ll help you determine eligibility and explore available plans in your area. Specialized coverage can make all the difference in your care.