A Division of Ryan Ramirez Insurance Agency inc.

Landlord Insurance

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Landlord Insurance

Rental property can be a fantastic investment if you have the right tenants and insurance protection in place. One of the many benefits of having a landlord insurance policy is that it will provide loss of income should the property become uninhabitable due to a covered claim. The landlord policy can also provide liability protection should someone become injured on your property, as well as personal injury and wrongful eviction. In addition the landlord policy will also provide protection should the property itself become damaged from events like fire and water damage.

Your home is covered up to the specified amount on your insurance policy less your deductible. Your Landlord insurance will cover you for many different causes of loss such as fire, wind, hail and certain water losses.

Personal Property
Your Landlord policy will cover your personal property at the rental, such as furniture, stoves, refridgerators, washers and dryers.

Separate Structures
Separate structures on your property (such as detached garage, carport or shed) are covered on your landlord insurance policy. Higher limits may be available for additional premium.

Loss of Use or loss of income
If tenants cannot live in the rental after a covered loss, loss of business income will be provided up to the applicable limit of insurance and for up to the time period specified.

Personal Liability
Protects you against most instances where an individual is injured while at your property and experiences bodily injury.

Guest Medical
Pays medical costs, up to the limit selected by you, for individual who are injured at your residence, regardless of your legal liability.


Hawkguard Insurance Services is local independent insurance agency in Temecula CA. We specialize in educating our clients on their insurance options, crafting customized comprehensive insurance plans and providing insurance solutions from some of the nations top insurance providers.

Contact Us

Address: 28545 Old Town Front Street, suite 204
Temecula, CA 92590

Phone: 951-494-7272

Fax: 657-215-8999

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