A Division of Ryan Ramirez Insurance Agency inc.

Home Insurance Policies

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Homeowners Insurance

Your home is your castle and choosing the right insurance policy is crucial. Here at Hawkguard Insurance Services we can assist you in providing a customized insurance policy, while selecting a reputable insurance company at a competitive insurance premium.

Having the right insurance policy can provide you peace of mind as well as the funds to replace or repair your home or belongings.

Home Insurance Coverages

Your home is covered up to the specified amount on your insurance policy less your deductible. Your homeowners insurance will cover you for many different causes of loss such as fire, wind, hail and certain water losses.

Personal Property
Homeowners insurance covers many household contents and personal belongings. You may think your furniture, clothing, TV, DVD and PC aren't worth a lot but the value of those items adds up fast.

Separate Structures
Separate structures on your property (such as detached garage or tool shed) are covered on your homeowner’s insurance policy. Higher limits may be available for additional premium.

Loss of Use
If you can't live in your house after a covered loss, this coverage will reimburse you for many of the increased costs of living in hotels, meals, etc., up to the applicable limit of insurance and for up to the time period specified.

Personal Liability
Pays when you are legally liable for someone else’s bodily injury or property damage resulting from an accident or negligent acts by you or household members. This may also include the acts of your pets.

Guest Medical
Pays medical costs, up to the limit selected by you, for guests who are injured at your residence, regardless of your legal liability.


Hawkguard Insurance Services is local independent insurance agency in Temecula CA. We specialize in educating our clients on their insurance options, crafting customized comprehensive insurance plans and providing insurance solutions from some of the nations top insurance providers.

Contact Us

Address: 28545 Old Town Front Street, suite 204
Temecula, CA 92590

Phone: 951-494-7272

Fax: 657-215-8999

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