Even if you don’t own a home, you probably own a great deal more than you think. Consider all of your furniture, electronics, clothing, appliances, and jewelry you own.
Beyond your personal property, what if you’re found liable for injuries sustained by guest in your home as a result of negligence? What if your dog were to bite someone and cause significant injuries? That’s where Renters Insurance comes in.

Renters Insurance Coverages

Personal Property Coverage
Covers the loss of your belongings in the event they are stolen or damaged due to a covered loss. Most insurance policies provide replacement cost coverage, which means your personal belongings will be replaced with a like kind item.

Personal Liability Coverage
If someone is ever injured on the property you rent and you are held liable, your personal liability coverage will provide the protection you need.

Loss of use coverage
If you are ever displaced from your home due to a covered loss, such as a fire your renters insurance policy will in most cases provided coverage for the increased cost of living (housing, food, etc.) you may incur.

Guest Medical
Pays medical costs, up to the limit selected by you, for guests who are injured at your residence, regardless of your legal liability.